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Special Services

What's So Special About Credit Unions
  • Credit Unions are owned and operated by its members
  • Members make up the Board of Directors who manage and elect the people who handle the business and operation of the Credit Union.
  • Members make up the Credit Committee which make the decision approving loan applications
  • Members make up the supervisory Committee which ensures cooperators that the Board of Directors and Credit Union staff follow established procedures for the Credit Union operation.
Main Functions
Your Credit Union has three main functions:
  • Help you save regularly
  • Lend money at fair interest rates
  • Advise you on how to use money wisely


  • Share (regular savings) accounts
  • Christmas Club
  • Holiday/Vacation Club
  • 'Rainy Day' Account
  • Goal Saver

  • Personal Loans
  • Share Secured Loans
  • Church Pledge
  • Home Repairs
  • Vacation/Holiday
  • Back-to-School
  • Refinancing
  • Debt Consolidation
  • Share-builder
  • Taxes
  • Emergency Loans*
  • “ Plastic Payoff” Loans

Goal saver: Saving for a specific goal like a wedding or a remodeling project can be eased by starting early. Goal Saver Loans are viewed by us as an alterative to a traditional savings account.

Emergency: Putting money away for emergencies or for the proverbial "rainy day" makes a lot of sense. If you lose your job, for example, you may need money for food, utilities, mortgage payments, taxes, rent or other necessities until the next job comes along.

Church Pledge Loan (CPL): This unique loan provides Credit Union members the opportunity to pay their annual church pledge in a single payment, Further information is available from your credit union representative.

Christmas Club: A credit union Christmas Club Account is one way to save all year long and brighten your holiday season. Open you Christmas Club Account today!

Vacation Club:
This account is similar to a Christmas Club Account
St. Mark's
Federal Credit Union
49-55 Edgecombe Ave
New York, NY 10030
Tel: (212) 491-2924
Fax: 1-212-926-3339
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